Eleven free calculators built for Pakistan: FBR income tax, freelancer tax, loan installments with full schedule, Zakat, bijli bill, live currency rates, GST, profit margin, savings, gold value and rupees in words.
For salaried individuals, FBR slabs for tax year 2026 (FY 2025-26).
IT & IT-enabled service exports — final tax on gross receipts (Sec 154A).
Personal, car, home or business loans from any bank.
Enter today's value of each asset held for one full lunar year.
Domestic slab-wise estimate. Rates are editable — set them from your latest bill or your DISCO's current tariff sheet.
Live interbank reference rates, fetched free. Open-market rates in Pakistan can differ slightly.
Add tax to a base price, or pull tax out of a total. Standard rate 18%.
For sellers: enter cost and selling price, see margin, markup and profit per order.
For bank deposits, National Savings certificates or any fixed profit rate. Rates change — enter the current one.
Enter today's 24K per-tola rate, your weight and karat. 1 tola = 11.664 g.
For cheques, invoices and legal documents — Pakistani numbering (thousand, lakh, crore, arab).
Quick answers about how these calculators work.
It uses FBR's salaried-individual slabs for tax year 2026 (FY 2025-26), including the high-income surcharge on annual taxable income above Rs 10 million. It does not include tax credits, deductible allowances or employer-specific adjustments, so treat the result as a close estimate rather than a final figure.
With the standard reducing-balance formula used by banks: EMI = P × r × (1+r)^n ÷ ((1+r)^n − 1), where P is the principal, r the monthly rate and n the number of months. The schedule button shows exactly how much of each installment goes to interest versus principal every month.
The silver nisab equals the market value of 612.36 grams of silver, which changes daily. Check today's silver rate, multiply, and enter that figure in the nisab field. If your net zakatable wealth stays above nisab for one full lunar year, Zakat of 2.5% is due. For specific rulings, consult a scholar.
Electricity tariffs in Pakistan change through NEPRA notifications, fuel charge adjustments and quarterly adjustments, and they differ between protected and unprotected consumers. That is why every rate field is editable — copy the rates from your latest bill for an accurate estimate.
From a free interbank reference-rate API, refreshed when you open the tool or press refresh. Open-market rates at exchange counters in Pakistan are usually slightly different, so expect a small gap.
IT and IT-enabled service exporters pay a final tax on gross receipts: 0.25% if registered with PSEB, otherwise 1%. This calculator also shows what the same income would cost under salaried slabs, so you can see the saving.
Disclaimer: All calculators on this page give estimates for general guidance only. Tax figures follow FBR's published salaried and export-income rules for tax year 2026 but exclude credits and special cases. Electricity tariffs, profit rates, gold prices and nisab values change frequently — always verify current rates from official sources before making financial decisions.